AMO Complementary Insurance
Cover what AMO doesn't
We top up your AMO base cover by reimbursing the remaining co-payment for hospitalisation, medicines, dental and optical not included in AMO. 8 licensed insurers compared.
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Cover EdgeMAIWafa IMA Hospitalisation Co-Payment
The share of clinic bills not reimbursed by AMO — covered up to 80–100% by your complementary plan.
Single Room & Companion Bed
The difference between the standard room rate and a private room plus companion bed. Available in Confort formulas.
Dental
Crowns, implants, fillings in ceramic and orthodontics. Reimbursement rates vary by formula.
Optical
Frames and lenses up to 1,800 MAD/year standard; up to 3,000 MAD in premium plans.
Non-Reimbursed Medications
Medications not listed in the AMO schedule: food supplements, certain specialist treatments.
Alternative Medicine
Osteopathy, acupuncture, therapeutic massage — available in Confort and Premium formulas.
Cover what AMO doesn't
Tell us your fund (CNSS or CNOPS) and number of dependants — we compare 8 insurers and find the right formula.
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