Workplace Accident Insurance
Compulsory for all employers
Law 18.12 requires every employer in Morocco to insure employees against workplace accidents and occupational diseases. Medical care, disability compensation, death benefit. Free quote within 24 hours.
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Cover EdgeMAIWafa IMA Full Medical Care
All hospitalisation, surgery and rehabilitation costs arising from the accident. No upper limit.
Temporary Incapacity Allowance
Daily allowance for the employee unable to work due to the accident. Calculated on gross salary.
Permanent Disability Capital
Lump-sum compensation if the employee suffers lasting total or partial disability. Precisely calculated.
Death Benefit & Annuity
Death capital paid to the employee's family + annuity for dependants.
Occupational Diseases
Coverage for diseases caused by exposure to defined professional hazards (noise, chemicals, radiation).
Commuting Accidents
Injuries on the way between home and workplace are covered under Law 18.12.
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