Home Insurance · Morocco

Home Insurance MRH
Fire · Theft · Flood · Liability

Complete protection for your home and belongings against all risks — whether you rent or own. We compare 10 licensed insurers to find the best cover at the best price.

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Cover EdgeMAIWafa IMA

Fire & Explosion

Building and contents coverage against fire, explosion and lightning strikes — primary residence and second homes.

Natural Disasters

Floods, hailstorms, lightning. Earthquake is available as a separate endorsement.

Theft & Vandalism

Contents theft following forced entry or threats. Intentional vandalism.

Water Damage

Pipe leaks, appliance failure, overflow. Includes neighbour damage claims.

Household Civil Liability

Bodily and material damage caused by you, your family or your pets to third parties.

Legal Protection

Legal assistance in disputes with your landlord, neighbours or service providers.

Home Insurance FAQ

Is home insurance compulsory in Morocco?

It is not legally compulsory for tenants, but most rental agreements require it. For owners, it is optional but highly advisable given the financial exposure in the event of fire or natural disaster.

What is the difference between MRH and household liability only?

MRH (Multi-Risk Home) is a comprehensive contract covering the building, its contents and household liability. Household liability alone only covers damage you cause to third parties, without insuring your own property.

How do I value my contents for insurance purposes?

Contents value is the total estimated value of furniture, appliances, clothing and valuables in the property. We recommend keeping an inventory to ensure fair compensation in case of loss or fire.

Are jewellery and valuables covered?

Yes, but with upper limits. Jewellery, watches and artworks valued above 50,000 MAD require a specific VIP policy or a separate endorsement. Photography and professional valuation are recommended.