Insurance solutions for
corporates operating in Morocco
Insurema is a fully independent, ACAPS-licensed broker authorised for P&C, Life, Reinsurance and Credit Insurance. We design, place and manage complex insurance programmes for large domestic and international companies.
Nos compagnies partenaires agréées
Cover EdgeMAIWafa IMA Your independent partner in the Moroccan insurance market
ACAPS Licensed
Fully licensed by the Autorité de Contrôle des Assurances et de la Prévoyance Sociale (ACAPS) for P&C, Life, Reinsurance and Credit Insurance. Your strategic partner for all lines.
Market-wide access
We work with all 16 licensed insurers in Morocco and maintain reinsurance relationships with Lloyd's, Munich Re, Swiss Re, Scor and Africa Specialty Risks (ASR).
100% independent
No insurer holds any stake in our capital. Our recommendations are based solely on your risk profile and the best available terms in the market.
4 corporate solutions
Large Accounts (IARD Corporate)
Bespoke P&C programmes for large domestic companies: property damage, business interruption, liability, all-risks IT. We manage your insurance programme end-to-end.
Credit & Surety Insurance
Trade receivables protection, collection services, insolvency monitoring. Essential for exporters and B2B businesses with large outstanding balances.
Multinationals – Inbound
Local policy compliance, fronting arrangements, coordination with global programmes, regulatory compliance under the Moroccan Insurance Code.
Risk Management & Reinsurance
Risk auditing & mapping, captive structuring, facultative and treaty reinsurance placement with Lloyd's, Munich Re, Swiss Re, Scor and ASR.
Let us audit your current programme
Whether you are a multinational entering Morocco or a large domestic group looking to optimise your insurance spend, Insurema provides a comprehensive market audit free of charge.
- Free programme audit (48 h turnaround)
- Benchmark against Moroccan market peers
- Reinsurance access: Lloyd's · Munich Re · Swiss Re · ASR
- Bilingual team (French / English / Arabic)